The Jones Act (like Workers' Compensation) is a federal law, passed in 1920, that allows any seaman incurring bodily injury as the result of the performance of one or more functions of the job to bring a suit for damages against the employer. The employer's exposures under the act consist of negligence, unseaworthiness of the vessel and disability income for the injured man or woman. Benefits are much better than most state workers' compensation law benefits. There is much litigation over situs and status because of the expanded benefits. Coverage is costly. More often than not, coverage is incorporated into a package of coverage for each vessel.