Regardless of whether the storage warehouse is public or owned, domestic or foreign, CRC uses its own proprietary storage warehouse templates in its coverage design, integrating unique, special features that address the real, day-to-day realities of storage risks often overlooked by insurance professionals and policyholders alike and normally excluded by many insurers. For example, many importers who have their own warehouses allow customers to store goods at that warehouse after the sale. The issue is: who owns the goods? If the goods were paid for by the customer and they are still in the warehouse, the goods cannot be insured by the property policy of the importer unless the policy is modified to allow it; otherwise it is excluded. The coverage is for “goods in care, custody or control”, and such coverage is normally excluded unless modified.