Eighty-five (85%) percent of businesses investigated by CRC who have this coverage are improperly insured. The historical statistics show that only 1 of 4 businesses survive within 2-3 years of a covered BI loss. Things worsen when insurance is missing or defective. This coverage also has application for importers who have suppliers in foreign countries making up a large volume of the importer's sales, the loss of which would impair the importer's business. Additionally, Extra Expense is an important coverage feature for those who rely on foreign imports.