Importers rarely consider the need for these coverages -believing, like many Americans, in an air of invulnerability. September 11, 2001 changed that notion. The four top countries of the world where these activities take place most frequently are Brazil, Mexico, Columbia and, yes, the United States. Most US importers traveling abroad on business have no idea what would be done if they were kidnapped and held for ransom or how they could resolve the threat of the bombing of a processing plant in which they had a significant financial investment.