Wholesalers Product Insurance : Coffee Insurance : Electronics Insurance : Optics Insurance : Seafood Insurance : Capitol Risk Concepts, Ltd.

While some distribution patterns have changed, wholesalers are still in integral part of the fabric of supplying goods for sale in the US. From an insurance perspective, the automobile and workers compensation risks, accounting for the greatest amount of premium dollars spent, are the focal points for both wholesalers and underwriters alike. However, in terms of strategic planning, insurance for income-producing goods is a prime concern.

CRC has developed specialized coverage design templates for income-producing goods that consolidate coverage from various policies and eliminate deficiencies in a single, comprehensive policy that provides the broadest perils insured anywhere, including spoilage, contamination, or electrical power loss, while goods are in storage or in transit.

Whether it is durable or non-durable goods, an artful coverage design will assure adequate financial security to navigate the difficulties when disaster strikes. Synergistically incorporating fully-functioning safety programs and loss prevention are the hallmarks of CRC’s insurance portfolios, specifically designed for wholesalers.

Property	Highly Protected Risk Property General Property Business Interruption/Extra Expense Boiler & Machinery Catastrophe Perils – Earthquake, Flood, Wind
Casualty	General Liability Products Liability Sales Contract-Assumed Liability Business Automobile Directors & Officers Liability Employee Practices Liability Fiduciary Liability Environmental Liability Umbrella Liability Workers Compensation Customs Bonds Surety, All Other Bonds Crime (Employee Dishonesty)
Inland Marine	Domestic Inland Transit Domestic Warehousing Stock Throughput Property Floaters
Foreign	Inland Transit Warehouse General Liability Global Medical/Emergency Evacuation Political Risks Property War Workers Compensation
Multi-line, Special Wholesaler Policy	Business Packages Property/Liability
International Marine	Cargo Insurance Cargo Rejection (Food Products) Inland Transit, Domestic Storage Warehouses Temperature-sensitive Goods
Special Policies	Aviation Insurance Credit Insurance, Domestic & Foreign Financial Guaranty Kidnap/Ransom/Extortion Product Contamination/Product Recall
Employee Benefits & Financial Planning	Group Health Insurance Life Insurance Long Term Care Long Term Disability